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Financing your business

Do you need extra funds to invest in your business? There are many different ways to finance your business. You can apply for a business loan from a bank or finance institution, or seek out interested investors. You'll need to have a sound business strategy and plan before you approach lenders or investors. This is an introduction to financing your business.

Online training: An introduction to raising equity investment Opens in a new window

This free online training module provides a brief introduction to raising capital and points out some of the issues you may need to consider before you approach investors. Gaining investment funding isn’t always a straightforward process and many more businesses fail to gain funds than those that are successful. It is designed to take 20 to 40 minutes to complete.

This information is brought to you by New Zealand Trade and Enterprise

Online training: Determining market opportunity Opens in a new window

This free online training module explores in more depth the market opportunity for your business concept. Your business, product or service development may seem interesting or even exciting, but potential investors need to be convinced that there is a genuine or expanding market for what you have developed. It is designed to take 20 to 40 minutes to complete.

This information is brought to you by New Zealand Trade and Enterprise

Online training: Building management ability Opens in a new window

This free online training module will help you outline your management ability and that of the team you‘ve put together. Potential investors will need to be convinced that you have the experience, skills and ability to manage and grow your business. It is designed to take 20 to 40 minutes to complete.

This information is brought to you by New Zealand Trade and Enterprise

Online training: Convincing Investors Opens in a new window

This free online training module can help you prepare to present your business concept to potential investors. You will face tough questions when you present your business opportunity to investors and it’s essential to be well prepared and anticipate what they will ask, and want to know. It is designed to take 20 to 40 minutes to complete.

This information is brought to you by New Zealand Trade and Enterprise

How much money do you need?

Many people underestimate start-up costs of a business. Have you estimated capital costs that may be incurred in the process of starting a business? An accountant may provide useful in setting budgets based on cash flow projection in the first twelve months of trading. Here is some advice on how much money you might need in the early stages of business.

This information is brought to you by The Small Business Company

How to apply for financial assistance Opens in a new window (PDF)

This National Bank guide outlines what your bank is looking for when considering your application for finance. When assessing your finance application, your Business Banking Manager uses certain criteria to identify how your business will be successful, what profit it will generate, and whether it is able to meet the proposed loan repayments.

This information is brought to you by National Bank of New Zealand

Tips on applying for a loan

If you are starting a business, you may need to get a commercial loan. There are many types of commercial loans and products. Have you asked yourself how much you may need to borrow and how you are going to be able to repay? Take a look at what capital expenditure budgets and business cash flow forecasts mean to you and your new business.

This information is brought to you by The Small Business Company

How to form an effective relationship with your bank Opens in a new window

The key business of banks is to lend money so they are always looking for opportunities to provide funding to businesses. There are many ways a bank can help you achieve business success so having a good relationship with your bank is a crucial. Read the following article to discover ways to nurture this relationship.

This information is brought to you by PricewaterhouseCoopers

How to structure your business' debt Opens in a new window

Information covering an explanation of debt, what is involved in financing your business, what is the impact of debt on operations, structuring finances, and objectives.

This information is brought to you by PricewaterhouseCoopers

Advice on raising equity for your business Opens in a new window

There are a number of issues that entrepreneurial companies need to consider when thinking about raising equity capital. This article investigates how to prepare your business for raising equity, what equity investors look for in a business, sources of equity investment, and the cost of equity.

This information is brought to you by PricewaterhouseCoopers

Financing growth in small to medium sized companies Opens in a new window

Have you thought about your financing options? This article looks at the choices you have and provides a three step process to help you select the most suitable financing option for your business.

This information is brought to you by PricewaterhouseCoopers


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