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Templates

Storage for templates used on the site (word/excel etc)

1
Collecting debt calculator
You can improve your cash flow by decreasing the amount of time it takes to collect payment. Use this template to work out the average number of days it takes you to collect debt.
2
Calculate your charge out rate
How much should you charge? You just need to know how much you want to earn (your profit) plus how much it costs to run your business (your overheads) and then divide this figure by the number of hours you can charge out to customers.
3
5 ways to increase profit
Small changes in five key areas of your business can have a major impact on your profit.
4
Ratio analysis
Ratio analysis is used to assess your past financial information (such as sales), and compare that to previous years, to see if there is a trend.
5
Consolidate your debt
While it is generally best to be debt free, this may not always be possible. Consolidating your debts into one loan may result in lower costs. A lower overall interest rate and lower combined fees could contribute to improved cash flow overall.
6
Market research survey template
Find out whether the plans you have for your business will meet your customers needs.
7
Calculate discounts and loyalty rewards
Large businesses often have sales with big discounts and it's tempting to follow suit to compete. However, unless your business normally has very high margins on the products you sell, you may be surprised how much that sale will cost.
8
Profile your customers
Work out your typical customer profile so that you can target your marketing more effectively.
9
Lifetime value of your clients
Right from the start you need to budget for what your customer loyalty will cost you. These include costs such as staff time, advertising, rewards, and promotions.
10
Advertising budget timeline
Plan what you are doing, when you will do it and how much it will cost.
11
Advertising break-even calculator
Unlike large corporations, few small businesses can afford to advertise purely for brand awareness, so ensure your advertisement will generate a return.
12
Competitor research
Researching your competitors' strengths and weaknesses can give you the competitive edge.
13
Setting your goals
Plan what goals you want to achieve, who will do it and when it will be done.
14
Conducting a SWOT analysis
A regular SWOT analysis (Strengths, Weaknesses, Opportunities and Threats) of your business can help you identify opportunities and areas for improvement, and head off any looming threats.
17
Cash flow forecast template
Cash flow forecast template, Excel spreadsheet.
18
Break even calculator for products
Work out the number of products you'll need to sell in order to break even or reach a certain profit level.
21
Calculate your fixed costs
Template for calculating your fixed costs.
22
Calculate your start up costs
Template for calculating your start up costs template
23
Internet policy template
The template contains examples of threats and guidelines for reducing risks when working online.
26
Terms of Trade Template
Download and customise this terms of trade template for your own business.
Last updated 30 November 2011